What’s the Strategy?
• We have pioneered this healthcare strategy that links two very specific aspects of consumer driven healthcare.
• We have helped many small and mid size employers save as much as 50% on healthcare without increasing employee contributions and without sacrificing benefits (in many instances, benefits are improved!)

Why Stratford Financial Group?
• We literally wrote the book on this topic. Two years ago, we published “Stop Buying Health Plans and Start Buying Health Insurance – a guide to Consumer Driven Healthcare”. Within the book, we outline this strategy that we have pioneered.
• We are approved by both the Department of Accountancy in both New Jersey and New York to provide continuing education credits on this strategy and related topics.
• We hosted a weekly call-in radio broadcast on WMTR entitled “For Your Benefit” where we discussed this strategy and other employee benefit related topics.
• We are the exclusive broker for an Association Health Plan for the manufacturing industry.
• We developed this strategy so we know it better than our competitors. We know the ins and outs of every carrier and every vendor. In other words, we get it right the first time.

Where You May Have Seen Us…
• Featured Panelist - 2007 New Jersey Business and Industry Association Annual Healthcare Symposium
• Featured Speaker – 2007 New Jersey Certified Financial Planners Annual State Conference
• Key Presenter –Entrepreneurs Organization (formerly the YEO)
• Board Presenter - Social Services Purchasing Alliance of New Jersey
• Key Speaker – United Way of Somerset County Directors Council

Why Haven’t You Seen This Strategy? There are only three reasons.
• Many brokers or consultants don’t think their clients are ready for this.
• Many brokers or consultants don’t have the experience with this strategy to confidently recommend it.
• This strategy can reduce premiums over by as much as 50%. A reduction in premium equals a reduction in commissions. Commissions are paid as a percentage of premiums.