Hello Jaime:
You and I haven't met yet. I am one of the JRF's newest board members. Several months ago during a conversation with Alan Goldsmith, we began to speak in general about health care and insurance. I told him about a company that ESA found 18 months ago. I asked Alan if he thought JRF could benefit by working with them. He suggested that I have Dan Ritter contact you.

If you don't mind, let me explain why I recommended Dan and his company. My interest lies with our organization wherein we get the best service and prices possible within the context of our day-to-day operations.

This year marks my 20th year in business. Therefore as a small business owner I know a little something about health benefits and the merits of a good broker. In short, the reason I was taken with Dan is that in 20 years no other health insurance broker has provided such fine service. And I will define that for you. His presentation of each year’s cost proposal is comprehensive, lucid, and addresses the variables that seem to make the most sense for my company. This presentation of costs, services, differences, etc. is the best I have seen. In addition, he promised to be there whenever there was a service issue and this has proven to be true. When an issue arises, Dan’s company intercedes on ESA’s behalf. This means that me and my employees do not have to waste our time on the phone with the insurance company. Interestingly, I had a claim denied this year due to an error by Blue Cross. The issue was rectified without my involvement.

Having said that, if you feel this merits your time and attention…great. If JRF’s needs are equally well addressed by others…then that is great too.

I appreciate your time in this matter and simply ask that you provide Dan Ritter with a response regarding your interest and intentions moving forward. Many thanks.

Sincerely,

Stephen E. Fauer, President
Environmental Strategies & Applications, Inc.
www.askesa.com