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"STOP Buying Health Plans and START Buying Health Insurance!"
This book is a guide with the latest techniques and strategies that show you how to save thousands on your group health insurance program.
CPA's - We are approved by both the NJ & NY Boards of Accountancy to provide CE credits to CPAs on HDHP/CDHC
NEW - Model General Notice for COBRA
NEW - Model General Notice for COBRA
(Full version) Plans subject to the Federal COBRA provisions must send the General Notice to all qualified beneficiaries, not just covered employees, who experienced a qualifying event at any time from September 1, 2008 through December 31, 2009, regardless of the type of qualifying event, AND who either have not yet been provided an election notice or who were provided an election notice on or after February 17, 2009 that did not include the additional information required by ARRA. This full version includes information on the premium reduction as well as information required in a COBRA election notice.
Click here for Word version: Model General Notice (Full version)
Click here for PDF version: Model General Notice (Full version)
(Abbreviated version) The abbreviated version of the General Notice includes the same information as the full version regarding the availability of the premium reduction and other rights under ARRA, but does not include the COBRA coverage election information. It may be sent in lieu of the full version to individuals who experienced a qualifying event during on or after September 1, 2008, have already elected COBRA coverage, and still have it.
Click here for Word version: Model General Notice (Abbreviated version)
Click here for PDF version: Model General Notice (Abbreviated version)
(Notice in Connection with Extended Election Periods) Plans subject to the Federal COBRA provisions must send the Notice in Connection with Extended Election Periods to any assistance eligible individual (or any individual who would be an assistance eligible individual if a COBRA continuation election were in effect) who:
1. Had a qualifying event at any time from September 1, 2008 through February 16, 2009; and
2. Either did not elect COBRA continuation coverage, or who elected it but subsequently discontinued COBRA.
This notice includes information on ARRA’s additional election opportunity, as well as premium reduction information. This notice must be provided by April 18, 2009.
Click here for Word version: Notice in Connection with Extended Election Periods
Click here for PDF version: Notice in Connection with Extended Election Periods
For more information or other forms: DOL Model Notices
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