Which plan or plans are right for you? From traditional health plans to full-blown consumer directed healthcare, our team of knowledgeable and experienced consultants can help keep you on the cutting edge of medical insurance. Health insurance trends move in two ways: from the West Coast to the East Coast and from the very large corporate marketplace to the small and mid-size marketplace. This leaves the small to mid-size business at the end of the line, at the end of the curve and it doesn't need to be that way.

Our team of specialized consultants can navigate the healthcare maze keeping small to mid size businesses miles ahead of the employer-sponsored healthcare crisis. We bring the consultative services and approaches that are commonplace in the larger and more progressive marketplaces to the small and mid size business right here at home.

So again, which plan or plans is right for you? Are you aware of all your choices? Have you seen the various ways tax-favored products such as Section 125 plans, Flexible Spending Accounts, Health Savings Accounts and Health Reimbursement Arrangements can allow employers to tailor their benefit plans to meet their employees' needs and their corporate wants and expectations.

Types of Medical Insurance Programs

• Preferred Provider Organization (PPO)
• Point-Of-Service Plans (POS)
• Health Maintenance Organization (HMO)
• Partially Self-Funded Arrangements
• Medicare Plans
• Consumer-Directed Healthcare